Thursday, February 5, 2026

AJK Health Card Scheme Begins a New Phase as Cabinet Reviews Health Reforms

AJK Health Card Scheme Begins a New Phase as Cabinet Reviews Health Reforms

The AJK Health Card Scheme has entered a critical new phase after the Azad Jammu and Kashmir (AJK) cabinet approved key healthcare measures and reviewed progress on an important agreement with the Awami Committee. These developments reflect the government’s continued commitment to strengthening public healthcare services and ensuring universal health coverage for citizens across the region.

At a time when rising medical costs remain a serious challenge, the AJK Health Card Scheme is being positioned as a cornerstone of social protection, offering free or subsidised medical treatment to thousands of families.

AJK Cabinet Meeting Focuses on Health Card Reforms

During the recent cabinet session, senior ministers and officials discussed multiple aspects of healthcare delivery under the AJK Health Card Scheme. The cabinet reviewed operational efficiency, beneficiary coverage, hospital empanelment, and financial sustainability.

Officials highlighted that the health card programme is not just a welfare initiative but a long-term investment in public health infrastructure. Improvements were proposed to ensure transparency, faster claim processing, and better coordination between public and private hospitals.

Expansion Plans Under the AJK Health Card Scheme

One of the most important outcomes of the meeting was the proposal to expand coverage under the AJK Health Card Scheme. The government is considering:

  • Increasing the number of eligible families
  • Expanding the list of covered medical procedures
  • Improving access in remote and mountainous areas
  • Strengthening monitoring mechanisms

These steps aim to ensure that healthcare services reach the most vulnerable communities, particularly those living in rural districts of AJK.

Progress on Agreement with Awami Committee

Alongside healthcare reforms, the cabinet also reviewed progress on the agreement signed with the Awami Committee, which had raised public concerns regarding service delivery and governance.

The government reaffirmed its commitment to implementing agreed measures transparently. Officials stated that improved healthcare access through the AJK Health Card Scheme is directly linked to addressing public grievances and restoring trust between citizens and institutions.

Why the AJK Health Card Scheme Matters for Citizens

Healthcare expenses are one of the leading causes of financial stress for families. The AJK Health Card Scheme helps reduce this burden by offering:

  • Free treatment at designated hospitals
  • Coverage for major surgeries and medical procedures
  • Financial relief for low-income households
  • Equal access to healthcare services

By reducing out-of-pocket expenses, the scheme contributes to social stability and improved quality of life.

Hospital Network and Service Quality Improvements

The cabinet emphasised the need to improve service quality across hospitals participating in the AJK Health Card Scheme. Authorities plan to:

  • Increase the number of empanelled hospitals
  • Enforce service standards
  • Monitor patient feedback
  • Penalise service delays or malpractice

These measures aim to ensure that beneficiaries receive dignified and timely medical care.

Official Government Perspective on Health Reforms

According to official statements, the government views the AJK Health Card Scheme as part of a broader reform agenda. The focus is on sustainability, accountability, and long-term impact rather than short-term political gains.

Economic and Social Impact of the AJK Health Card Scheme

Experts believe that successful implementation of the AJK Health Card Scheme could lead to:

  • Reduced poverty caused by medical expenses
  • Improved public health indicators
  • Increased trust in public institutions
  • Better emergency healthcare response

These outcomes highlight why healthcare reforms remain a top priority for the AJK government.

What Comes Next for Healthcare in AJK

Rather than concluding, the cabinet’s recent decisions mark the beginning of a more structured healthcare roadmap. Authorities are expected to introduce digital monitoring tools, strengthen complaint redressal systems, and ensure that the AJK Health Card Scheme remains accessible, transparent, and corruption-free.

As implementation progresses, public feedback and independent oversight will play a crucial role in shaping the future of healthcare in Azad Jammu and Kashmir.

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